📋 Official Documents

Fly99 Terms & Conditions – Malaysia Platform Terms of Use

Updated: January 2026 Language: Bahasa Melayu

Please read these Terms & Conditions carefully before registering or using any fly99 services. By creating an account with fly99, you agree to be bound by all terms stated in this document.

Terms & Conditions
fly99.life
Effective 2026
Member Eligibility

For players aged 18 and above who are residents of Malaysia only.

Deposits & Withdrawals

Local methods only — TnG, DuitNow, GrabPay, FPX. Minimum deposit RM10.

Bonus Terms

Each bonus is subject to a wagering requirement as clearly stated in the applicable terms.

Data Protection

Your data is protected in accordance with Malaysia's PDPA and 256-bit SSL encryption.

Important Note: This Terms & Conditions document is a legally binding agreement between you ("Member" or "User") and fly99 ("Platform"). By registering, logging in, or using any part of the fly99 platform, you confirm that you have read, understood, and agreed to comply with all terms set out in this document. If you do not agree with any part of these terms, please do not use the fly99 platform.

1

Acceptance of Terms of Use

These Terms & Conditions ("Terms") govern the use of the fly99 platform, including the fly99.life website, the fly99 mobile app, and all services provided under the fly99 brand ("Services"). These Terms come into effect as soon as you complete the account registration process or use any fly99 Services.

Fly99 reserves the right to update or amend these Terms at any time without prior notice. Any amendments take effect immediately upon publication on fly99.life. It is your responsibility to review these Terms periodically. Your continued use of the fly99 platform following any amendment constitutes your acceptance of the updated Terms.

Effective Date: These Terms & Conditions are effective from January 2026 and supersede all previous versions. In the event of any conflict between a translated version and this Bahasa Malaysia version, the Bahasa Malaysia version shall prevail.

2

Eligibility & Account Registration

To register for and use fly99's services, you must meet all of the following eligibility requirements:

  • Age: You must be at least 18 years of age. fly99 does not accept underage members under any circumstances. fly99 reserves the right to request proof of age at any time and to suspend or terminate the account of any individual who fails to verify their age.
  • Location: fly99's services are intended exclusively for players residing in Malaysia. It is the user's sole responsibility to ensure that accessing these services complies with the laws of their jurisdiction where online betting may be restricted or prohibited.
  • One Account Per Individual: Each individual is permitted to hold only one fly99 account. Registering multiple accounts under the same identity — whether using the same or different information — is strictly prohibited and will result in the closure of all associated accounts and the forfeiture of all funds.
  • Accurate Information: All information you provide during registration must be accurate, complete, and up to date. Providing false or misleading information is grounds for immediate account closure.
  • Legal Capacity: You must have full legal capacity to enter into a binding agreement in Malaysia.

Fly99 maintains a rigorous Know Your Customer (KYC) process. You may be required to submit a copy of your identity card, proof of address, or other documents to verify your identity before a withdrawal is processed. Failure to comply with KYC requests may result in a temporary account suspension.

3

User Accounts & Security

Your fly99 account is personal and non-transferable. You are solely responsible for maintaining the confidentiality of your password and login credentials. fly99 will not be held liable for any losses arising from third-party access to your account as a result of your own negligence.

You must notify fly99 immediately through customer support channels if you suspect your password has been compromised or your account has been accessed without authorisation. fly99 recommends enabling the Two-Factor Authentication (2FA) feature available in your account settings for an additional layer of security.

Account Security Responsibilities: All betting, deposit, and withdrawal activity carried out using your login credentials is considered to have been performed by you, unless you have reported an account compromise to fly99 before the activity in question occurred. fly99 reserves the right to freeze an account for investigation purposes if suspicious activity is detected.

4

Deposits, Withdrawals & Financial Transactions

Fly99 only accepts deposits and processes withdrawals through designated payment methods. Accepted methods include Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay, and FPX (including Maybank2u and CIMB Clicks). All transactions are processed in Malaysian Ringgit (MYR). fly99 does not accept any form of cryptocurrency, physical cash, or international payment methods.

4.1 Deposit Terms

  • The minimum deposit amount is RM10 per transaction.
  • Deposits are processed instantly or within 5 minutes, depending on the payment method.
  • Fly99 does not charge any fees for deposits. However, your e-wallet provider may apply their own charges.
  • Deposited funds may only be used for betting activities within the fly99 platform and may not be transferred directly to other users.
  • All deposits must be made using a payment method registered in the same member's name. fly99 reserves the right to reject deposits from accounts whose names do not match the member's registered name.

4.2 Withdrawal Conditions

  • The minimum withdrawal amount is RM30 per request.
  • Withdrawals are typically processed within 15 minutes for members who have completed KYC verification.
  • Withdrawals must be made to the same payment method used for the most recent deposit, in compliance with anti-money laundering (AML) requirements.
  • Fly99 reserves the right to request additional KYC verification before processing withdrawals exceeding RM5,000 or where unusual withdrawal patterns are detected.
  • Bonus funds that have not yet met the wagering requirement cannot be withdrawn until those requirements have been fully satisfied.

Fly99 is fully compliant with anti-money laundering (AML) regulations. Any attempt to use the fly99 platform for money laundering or other illicit financial activities will be reported to the relevant authorities, and the account will be terminated immediately with all funds forfeited.

5

Fly99 Bonus & Promotions Terms

Fly99 offers a wide range of bonuses and promotions to members, including a Welcome Bonus, weekly sports cashback, reload bonuses, and VIP rewards. All bonuses are subject to the terms and wagering requirements set for each promotion. Failure to meet these requirements means the bonus and any winnings derived from it will not be eligible for withdrawal.

5.1 General Bonus Principles

  • Each bonus may only be claimed once per member unless otherwise stated in the relevant promotional terms.
  • Bonuses cannot be transferred between accounts or converted directly to cash before the wagering requirements have been fulfilled.
  • Fly99 reserves the right to void bonuses and any associated winnings where there is evidence of bonus abuse, including placing simultaneous bets on both sides of a match or employing low-risk betting strategies designed to meet wagering requirements without genuine risk.
  • Bonus validity periods are as stated in the respective promotional terms. Expired bonuses will be automatically forfeited.
  • Fly99 reserves the right to withdraw or amend any promotional offer at any time without prior notice.

5.2 Wagering Requirements

Wagering requirements refer to the number of times you must wager the bonus amount (or the bonus plus deposit) before any winnings can be withdrawn. For example, a 10x wagering requirement on a RM100 bonus means you must place a total of RM1,000 in wagers before winnings derived from that bonus are eligible for withdrawal.

The detailed wagering requirements for each bonus are stated on the relevant fly99 promotions page. Please review the specific terms of each promotion before claiming a bonus to ensure you understand the requirements that need to be met.

6

Sports Betting – Specific Rules

Fly99's Sports Betting section covers a wide range of sports, including football (Liga Super Malaysia, EPL, and other international leagues), badminton (Malaysia Open, BWF World Championship), esports (MPL Malaysia, Dota 2 Major, CS2), NBA basketball, ATP/WTA tennis, and more. The following rules apply to all Sports Betting activity on fly99.

  • Bet Confirmation: A bet is only considered valid once it has been confirmed by the fly99 system and a bet reference number has been displayed to the member. Unconfirmed bets are null and void.
  • Odds Movement: Displayed odds may change before a bet is confirmed. fly99 operates an "Accepted Odds" system, where the odds in effect at the time of confirmation are the odds that apply to your bet, unless you have selected the "Accept Better Odds Only" option.
  • Match Cancelled: If a match is cancelled, postponed for more than 24 hours, or not completed within the stipulated timeframe, all related bets will be refunded in full to your account balance.
  • Match Continues Under Changed Conditions: If a match continues at a different venue or in a different format than originally planned, fly99 reserves the right to void or settle bets at our discretion, and fly99's decision shall be final.
  • Maximum Winnings: The maximum winning limit for any single bet is RM200,000, or the limit set for a specific market, whichever is lower. Accumulator bets may be subject to different winning limits.
  • In-Play Betting: In-play betting uses real-time updated odds. fly99 reserves the right to temporarily suspend in-play markets during critical incidents (goals, red cards, serious injuries) to protect the integrity of the odds.
  • Odds Errors: In the event of a technical error that produces clearly unreasonable odds (for example, a Liga Super team listed at 50.00 to win a regular match), fly99 reserves the right to void the affected bets even after the match has concluded.
7

Casino Games & Online Slots

All casino and slot games available on fly99 — including live baccarat, roulette, blackjack, sic bo, dragon tiger, online slots, and fishing games — operate using independently audited random number generators (RNG). The return-to-player (RTP) rate for each slot game can be found in the game information section within the platform.

  • All casino game results are final once a round is completed. No requests to review the outcome of a completed game will be entertained unless there is clear evidence of a technical failure.
  • In the event of a technical disruption during an active game, any interrupted round will be voided and the bet returned to your account balance. If the system is able to conclusively determine the outcome of that round despite the disruption, that result will stand.
  • Minimum and maximum betting limits for each casino game are displayed in the game interface before you begin. fly99 reserves the right to adjust these limits without prior notice.
  • The use of automation software, bots, or any tools that simulate or automate gameplay is strictly prohibited and will result in account closure and forfeiture of all winnings.
8

Prohibited Conduct & Platform Abuse

Fly99 operates on the principles of integrity and fair play. The following actions are strictly prohibited and will result in firm action, including immediate account closure, forfeiture of all funds, and reporting to the relevant authorities where necessary:

  • Fraud & Cheating: Providing false information during registration, KYC verification, or in any communication with fly99.
  • Money Laundering: Using the fly99 platform as a channel to transfer or conceal illicit funds.
  • Bonus Abuse: Registering multiple accounts to claim bonuses repeatedly, employing betting strategies specifically designed to withdraw bonus funds without genuine wagering risk ("bonus abuse"), or sharing account information for such purposes.
  • Hacking & Interference: Any attempt to gain unauthorised access to fly99's systems, exploit software vulnerabilities, or disrupt platform operations.
  • Unauthorised Collusion in Games: Colluding with other players in casino or poker games to manipulate game outcomes for mutual gain ("collusion").
  • Use of VPN to Bypass Geo-Restrictions: Using a VPN or proxy to access fly99 from a restricted jurisdiction is prohibited.

Fly99 employs a sophisticated fraud detection system that continuously monitors all account activity. Accounts displaying suspicious patterns will be automatically suspended pending further investigation. fly99's decisions regarding fraud cases are final.

9

Account Closure & Suspension

Fly99 reserves the right to suspend or close any account at any time for reasons including, but not limited to: breach of these Terms & Conditions, suspected fraudulent activity, failure to complete KYC verification, or at the request of the relevant authorities.

Conversely, fly99 members may also close their own account at any time by contacting the fly99 customer support team. Any valid funds in your account balance (excluding bonus funds that have not met the wagering requirements) will be returned within 5 business days via the payment method used for your last deposit.

Members who choose to close their account for responsible gaming reasons (self-exclusion) may do so through their account settings or by contacting fly99 support. The selected exclusion period cannot be shortened — fly99 will not reopen any account that is currently under a self-exclusion period.

10

Limitation of Liability & Disclaimer

To the extent permitted by applicable Malaysian law, fly99 and its affiliated companies, directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive losses arising from the use of, or inability to use, the fly99 platform, including but not limited to:

  • Financial losses from betting activity
  • Service disruptions caused by technical issues, maintenance, or factors beyond fly99's control
  • Unauthorised access to your account resulting from your own negligence
  • Betting outcomes that you are dissatisfied with
  • Changes in laws or regulations affecting the availability of fly99's services

Risk Warning: Betting carries significant financial risk. You may lose all funds you deposit. Do not bet more than you can afford to lose. fly99 is not liable for any financial losses incurred through betting activity on our platform.

11

Privacy & Data Protection

Fly99 is committed to protecting the personal data of all members. The collection, processing, and storage of your personal data is carried out in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA) and fly99's full Privacy Policy, which is available on our Privacy Policy page.

In summary, fly99 collects data necessary for platform operations, including registration information, transaction records, and usage data. This data is used to process transactions, deliver services, meet legal obligations, and detect fraud. fly99 does not sell or share your personal data with third parties for marketing purposes without your explicit consent.

All data is stored with 256-bit SSL encryption, and access to sensitive data is restricted to staff who require it to perform their duties. You have the right to request access to, correction of, or deletion of your personal data by contacting the fly99 support team.

For full details on how fly99 handles your personal data, please refer to the fly99 Privacy Policy which forms part of these Terms & Conditions in their entirety.

12

Amendments & Governing Law

Fly99 reserves the right to amend, update, or replace these Terms & Conditions at any time. Members will be notified of material changes via an in-platform notice or an email to their registered address. Continued use of the fly99 platform following notification of any amendment constitutes acceptance of the updated terms.

These Terms & Conditions are governed by and construed in accordance with applicable law. Any dispute arising from or in connection with these Terms shall first be resolved through good-faith negotiation. Should negotiation fail to produce a resolution, fly99 reserves the right to refer the dispute to binding arbitration.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be severed from these Terms and shall not affect the validity or enforceability of the remaining provisions.

For any questions or clarification regarding these Terms & Conditions, please contact the fly99 customer support team via live chat on the platform or by email at support@fly99.life. We are available in Bahasa Malaysia 24 hours a day, 7 days a week.

Related Documents

FAQ – fly99 Terms & Conditions

Frequently asked questions about the fly99 platform's terms of use.

Depending on the nature and severity of the violation, fly99 may take action including temporary account suspension pending investigation, permanent account closure, forfeiture of all balances and winnings associated with the violating activity, or referral to the relevant authorities. fly99 will endeavour to notify the member prior to taking action, unless the situation requires immediate action without prior notice.

No. Every fly99 account must be registered using accurate personal information and may only be used by the account owner. Registering an account on behalf of another person, using someone else's information, or allowing another person to use your account is a serious violation of fly99's Terms & Conditions. This includes family members — each household member who wishes to play on fly99 must register their own account using their own valid personal information.

If you are dissatisfied with a betting result or any decision made by fly99, you may submit a formal complaint by emailing support@fly99.life, including the relevant bet reference number, the date and time of the incident, and a brief description of the issue. The fly99 team will investigate the complaint within 5 business days and provide a written response. fly99's decision following the investigation is final.

fly99 holds member funds separately from the company's operational funds in dedicated protected accounts. This means that even if fly99 encounters financial difficulties, member funds cannot be used for company operational purposes. However, as with any business, no absolute guarantee can be given. We recommend that members do not keep large sums in their fly99 account beyond their current playing needs.

Wagering requirements for fly99 bonuses vary by promotion type. In general, sports bonuses carry lower wagering requirements than casino bonuses — for example, a sports bonus may require 8x to 12x turnover, while a casino bonus may range from 20x to 30x. Full terms for each promotion are clearly stated on the respective promotions page. We recommend reading the bonus terms before claiming any offer. Contact fly99 live chat support if you have any questions about a specific promotion's requirements.
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Clear on Our Terms? Join fly99 Now

Fly99 operates with full transparency. All terms are clear and reasonable. Register now and enjoy a trusted Malaysian betting platform — with deposits via Touch 'n Go, competitive odds on Liga Super & EPL, and 24/7 support in Bahasa Melayu.

Clear Bonus Terms
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Bahasa Melayu